PlataNowYa

PlataNowYa - A fast, secure, and flexible loan app to meet your financial needs! 💸
PlataNowYa is a convenient, secure, and efficient personal loan app designed especially for users in Colombia. Whether it's for emergency expenses, unforeseen expenses, or to cover daily money needs, PlataNowYa helps you solve it quickly. With a simple application process, flexible loan amounts, and transparent interest rates, you get the money you need without waiting.

Loan details:
Loan amount: from 100,000 COP to 2,000,000 COP
Loan term: from 91 days to 180 days
Daily interest rate: 0.05% (maximum annual rate 18.25%)
VAT (Value Added Tax): According to Colombian policies and laws, loan interest will be subject to a VAT of 19%.
Loan calculation example (including VAT):
Loan amount: 2,000,000 COP
Daily interest rate: 0.05%
Loan term: 91 days
Calculation steps:

Daily interest:
2,000,000 COP × 0.05% = 1,000 COP
The daily interest is 1,000 COP.

Total interest (excluding VAT):
1,000 COP × 91 days = 91,000 COP
The total interest for the 91-day term is 91,000 COP.

VAT (19%):
91,000 COP × 19% = 17,290 COP
The VAT on the interest is 17,290 COP.

Total interest (with VAT):
91,000 COP + 17,290 COP = 108,290 COP
The total interest with VAT included is 108,290 COP.

Total amount to pay (with VAT):
2,000,000 COP + 108,290 COP = 2,108,290 COP
The total amount to pay will be 2,108,290 COP.

Monthly payment (in monthly payments, considering a 3-month term):
2,108,290 COP ÷ 3 ≈ 702,763 COP
The approximate monthly payment is 702,763 COP.

Advantages of our service:
Simple and fast application: An easy-to-follow process to request your loan without complications.
Flexible amount: We offer loans from 100,000 COP to 2,000,000 COP, covering various needs.
Fast approval: Our system approves your loan in 10 minutes and notifies you immediately.
Transparent rates: We provide you with a clear daily interest rate so you know exactly what you will pay.
Information security: All your personal data is protected with advanced encryption technology.
Requirements to apply for the loan:
Minimum age: You must be a Colombian citizen and be at least 18 years old.
Identification: Present a valid Colombian ID card.
Bank account: You must have a valid bank account (such as Davivienda, Nequi, etc.) to receive the loan and make payments.
Loan application process:
Download and install the PlataNowYa application.
Register and log in: Use your cell phone number to register.
Complete the loan application: Provide accurate personal information.
Submit the application: The system performs an automatic review and gives you a response within 10 minutes.
Approval and disbursement: If your loan is approved, the money will be deposited directly into your bank account.
Contact information:
Official website: https://www.platanow.net
Customer service phone: +576015088506
Email: [email protected]
Business hours: Monday to Friday, from 9:00 a.m. to 5:00 p.m.